Months wasted selling it themselves — and the flats they wanted kept getting sold to others.
"We tried selling it ourselves — one viewing in two months."
The Tans needed a bigger flat for their two growing kids, each old enough to want their own room. They listed it themselves on the HDB portal, but after two months they had a single viewing — and the larger flats they wanted kept getting sold to other buyers while they waited. After three wasted months, they asked me to take over. I ran the selling and the buying together, sold their flat in two weeks at the price they wanted, and timed it so they could renovate during the extension of stay.
Four months from start to finish — renovated, and moved in.
What if one of us loses our job — and we can’t pay the mortgage?
"We both earn well — but I kept thinking: what if one of us is out of work after we’ve signed?"
A young family had been in their BTO six years, with a three-year-old. They wanted a condo with a pool she could use. On two salaries the repayment was fine — but the what-if would not leave them. Before we saw a single unit, I worked out the repayment on one income, against their sale proceeds, CPF and cash, and set the budget at a number that still held if a paycheck stopped. Because they had somewhere to move to after selling, we waited for the right place instead of rushing.
Their 4-room sold for over $1 million — above what they expected. In 2024 they moved into a resale 3-bedroom in Sengkang: wide-frontage living hall, big master, the pool below for their girl.
He almost paid $100,000 more — for space he’d never actually use.
"I’d set my heart on the bigger unit — it cost $100k more, but I thought I needed the room."
A first-time private buyer was set on a one-bedroom at The Reef at King’s Dock, and leaning toward a larger layout that cost about $100,000 more. Before he committed, I walked him through both floor plans — what each would mean for how he’d actually live, and for resale later. The bigger unit turned out to be more space than he’d use. He went with the smaller one, and thanked me for talking him out of the spend, not into it.
He got the home he wanted at King’s Dock — and kept the $100,000 he didn’t need to part with.
