CEA Reg. R059947Z · Huttons Asia Pte Ltd · L3008899K

Singapore · HDB Upgraders & Mainstream Condo

Your upgrade,
well thought through.

From HDB to your next home — the maths, the timing, the school stays. Eight years, two hundred households, one agent on the phone, at the viewing, at the lawyer's office.

200+

Households moved

142

Active SG projects

5.0

Google avg · 87 reviews

8

Years in practice

Featured in & recognised by

Stacked Homes EdgeProp The Business Times Huttons Asia 99.co PropertyGuru Top 5% · 2024–25

The Path

A move taken
slowly, done once.

The 2026 window is real — record HDB resale prices, falling rates, thirty per cent fewer new launches than last year. But the upgraders who get hurt are the ones who skip stages. Here's the sequence I run, in order, with every household.

01

First stage

Diagnose

Does the maths work?

A thirty-minute conversation, free, no spreadsheet to fill. I model your HDB resale value off recent caveats, the CPF clawback, your loan ceiling, ABSD position, and the cash gap to the condo you have in mind. You leave with a clear yes, no, or wait — and the reason behind it.

02

Second stage

Sequence

In which order?

Sell first or buy first. Decoupling, contra timing, bridging, IPA, the school-term calendar, where the kids sleep on handover week. Each household has one right answer. I draft yours on a single page so both you and your spouse see the whole move at once.

03

Third stage

Execute

One agent, both sides.

Your HDB goes to market while I shortlist the condo. Same person, no junior assigned to one side. Every viewing led by me. Every counter-offer relayed within the hour. Conveyancing emails copied through, lawyers briefed in plain Mandarin or English — whichever you prefer.

Want the actual numbers for your situation?

Begin · free

Active Projects

142 projects, every
corner of Singapore.

Grouped by URA market segment — Core Central, Rest of Central, and Outside Central — so you can drill straight into the area that matters. Live new launches, completed projects, and TOP-soon stock from my Huttons book. Sold-out projects filtered out — only what I can transact on for you today.

Updated · Live data from Huttons ProPlus · Click any project for details

Services

Three things,
done properly.

Sell

Sell my home

Pricing built off real URA caveats, not feel. Professional photography and floor-plan staging. Soft launch to my private buyer list before public listing. Most sales close inside twenty-one days.

Request a valuation →

Buy

Find my condo

A shortlist matched to budget, MRT line, school catchment, and rental yield. Pre-launch access on selected projects. Negotiation grounded in transaction data, not brochures.

Get a shortlist →

Plan

Plan the upgrade

The full sell-and-buy choreography. Timeline, financing, decoupling structure, ABSD-avoidance sequencing — written on a single page so both partners can read the move at once.

Map the move →
Wilfred Kang

Wilfred Kang

Property consultant, Singapore

About

An agent,
not a brand.

I came to property in 2018 after seven years in private banking. The shift was deliberate — I'd watched too many friends sold the wrong condo by an agent who took the listing and disappeared. So I built a different practice. One household at a time. Every viewing led by me. Replies inside the hour during the day, before midnight at night.

My work clusters around HDB upgraders moving into mainstream condos — Bukit Batok to Twin Waterfalls, Compassvale to Riverfront, Sengkang to Lentor. The maths matters. Where the kids go to school matters. The week the move actually happens matters. I treat the whole arc as if it were my own family's.

CEA Registration

R059947Z

Agency

Huttons Asia

Languages

English · 中文 · Hokkien

Specialisation

HDB · Mainstream condo

Voices

What clients
actually say.

Drawn from Google reviews and notes left after closing. Eighty-seven verified reviews, a five-star average, every one kept on file. A small selection below.

Happy seller

★★★★★

"Wilfred sold our Compassvale flat at twenty thousand above what other agents quoted. The bridge to our condo was tight, but he kept us on schedule every single week. He's the agent I'll send my parents to."

Happy Seller

Compassvale → Twin Waterfalls · 2026

★★★★★

"Walked us through ABSD and decoupling in plain English. We saved forty-two thousand in stamp duty just by sequencing the move the way he advised."
Upgrader

Upgrader

Sengkang → Lentor

★★★★★

"Replied at eleven at night. Showed up on a Sunday. Negotiated sixty thousand off the asking price using comparable caveats. Quiet, careful, didn't oversell."
First-time buyer

First-time Buyer

Riverfront Residences

★★★★★

"Talked us out of two condos that looked attractive on paper but had real issues. Found us the right one in the third month. Saved us a five-year mistake."
Repeat client

Repeat Client

Second purchase, 2025

★★★★★

"Manages our two rental units like they're his own. Tenants screened properly, contracts watertight, repairs sorted before we even hear about them."
Landlord

Landlord

Two units, four years

★★★★★

"First time buying. He explained things three times until I actually understood, never made me feel slow. The maths he ran on day one was exactly what we paid."
Investor

Investor

First condo purchase

5.0

Across 87 verified Google reviews.

Read them all →
Twin Waterfalls

18 pages · free

Field Guide

The 2026 Upgrader's
Field Guide.

Why 2026 is structurally different — falling rates, record HDB resale, thirty per cent fewer new launches than last year. The eight-month timeline I run with every household. And the four sequencing mistakes that cost upgraders forty to ninety thousand dollars.

  • ABSD-avoidance sequencing for couples and joint owners
  • CPF clawback explained, with a cash-gap calculator
  • Fourteen mainstream condos worth attention this cycle
  • Decoupling, contra timing, and the bridging-loan question

One email. The guide attached. PDPA-compliant. Unsubscribe at any time.

Begin

Begin a
conversation.

I read every message myself. WhatsApp is fastest. Email is fine. The first thirty minutes are free, and there's nothing to commit to afterwards — the conversation itself is the value.

I'm here to…

Your name

Mobile

Email

A line on where you are now (optional)

Your details stay with me. Never sold. Never shared. PDPA-compliant.

WhatsApp