Wilfred Kang Education
Property notes for the careful enthusiast.
Long-form lessons on the small print that costs households real money. Tenancy clauses, upgrading sequence, the maths of CPF, the timing of decoupling. One topic at a time. Read at your own pace, like a chapter of a book — not a TikTok feed.
Lessons
New lessons appear here as Wilfred records them. Each one is a single chapter on a single clause, calculation, or sequencing decision. No fluff, no upsell — the kind of detail you'd want from a friend in the industry.
7 minute read
Singapore's twelve-month off-ramp.
A short, specific rental clause that lets foreign tenants exit early when their job posting changes. We unpack the three conditions, the pro-rata commission refund, and the small-print situations where it doesn't apply.
Begin lesson
Coming soon
Sell first, or buy first?
The Additional Buyer's Stamp Duty rule that determines the cheapest path from HDB to your next home. Decoupling, contra timing, the bridging-loan question — laid out as a simple decision tree.
Coming soon
The number that surprises every seller.
Why the cash you walk away with from selling your HDB is rarely the price on the cheque. Accrued interest, OA refunds, the cash gap formula — worked through with one realistic example.
Coming soon
The five clauses that matter.
Most buyers sign without reading. The five clauses we always pause on, what to ask your lawyer about each, and the one paragraph that has cost households tens of thousands.
Have a topic you'd like covered? WhatsApp Wilfred and tell him.